Finance Options
Standard Purchase
Make that Ford your Ford by financing a new, used, or certified used vehicle with fixed monthly payments.
Flex Buy®
A Ford Credit-exclusive payment structure focused on providing lower payments for the first three years when compared to a standard purchase.
Flex Buy® is unavailable in Maine, New Hampshire, North Carolina, Ohio, Pennsylvania, Virginia and Washington, D.C.
Red Carpet Lease
Drive the latest Ford models. Lease the right one for you with multiple terms and eight mileage options to tailor your contract to your lifestyle.
Standard Purchase
Own a Ford on Your Budget
With a fixed interest rate, flexible down payment, and terms ranging from 12 to 84 months, you can select financing with the right monthly payment for your budget. At the end of the contract, enjoy total ownership of your Ford vehicle.
The Benefits
- No mileage limitations
- Freedom to customize your vehicle
- Consistent monthly payments
- Build equity with each payment
Flex Buy®
Enjoy Ownership With Lower Initial Payments
A different take on the traditional financing arrangement that offers ownership and a fixed interest rate. This Ford Credit-exclusive product features an unequal payment structure that starts with a lower payment the first 36 months. At month 37, the payment increases so the balance is paid in full by the end of the contract term. Choose either a 66-month or 75-month term.
Flex Buy® is unavailable in Maine, New Hampshire, North Carolina, Ohio, Pennsylvania, Virginia and Washington, D.C.
The Benefits
- Lower payments for the first three years
- Build equity with every payment and trade when you’re ready
- No surprises with a fixed interest rate
- Freedom to customize your vehicle
- Multiple term and payment discount options to fit your needs
Red Carpet Lease
Drive a New Ford More Often by Leasing
Drive a new Ford vehicle every 24 to 48 months when you decide to lease with our Red Carpet Lease program. Choose a term that works for you and one of eight different mileage options. Enjoy fixed monthly payments that are usually lower than similar term financing payments.
The Benefits
- Low initial cost and monthly payments
- Flexible options at lease-end
- Multiple terms available
- Complimentary Gap Protection
- Multiple mileage options
Compare Financing Options
| Standard Purchase | Flex Buy | Red Carpet Lease | |
|---|---|---|---|
| Vehicle Type | New, Certified Used, or Used | New | New |
| Terms | 12 to 84-Month Terms | 66 and 75-Month Terms | 24 to 48-Month Terms |
| Mileage | Unlimited | Unlimited | Customizable Mileage Options |
| Payment | Your monthly payment covers the cost of the entire vehicle over the course of your contract. | Your monthly payment covers the cost of the entire vehicle over the course of your contract, with lower payments earlier and higher payments later in your term. | Your monthly payment covers a portion of the vehicle value during your contract, allowing for lower monthly payments and the option to purchase your vehicle at lease-end. |
| Vehicle Ownership | Customer | Customer | Ford Credit |
| Wear & Use | You own the vehicle and are responsible for repairs if needed. | You own the vehicle and are responsible for repairs if needed. | Normal amounts of wear and use are covered. However, you are responsible for wear and use charges in excess of normal guidelines. |
| End of Term | At the end of the contract, you own the vehicle. It is yours to keep or trade in for your next vehicle. | At the end of the contract, you own the vehicle. It is yours to keep or trade in for your next vehicle. | You may return the vehicle and lease a new vehicle, purchase your lease, if applicable, or return the vehicle to the dealership. |
Ford Pro™ FinSimple®
Need financing for your business vehicles? Explore the commercial vehicle financing options through Ford Pro FinSimple.
